Monday, March 16, 2020

Wedell Berry essays

Wedell Berry essays Berry, Wendell. Sex, Economy, Freedom, Wendell Berry, self-styled intellectual, social commentator and purveyor of common sense, authored a biting series of essays on the state of American life and economy, compiled in 1993 under the title Sex, Economy, Freedom Sex... is certainly an easy read, the same does not apply to its author. Berry introduces his essays with a preface centered on the value of education and the importance of understanding. It is here that the Kentuckians backwoods wit shines in all its sarcastic glory. In a hilarious incisive listing of the basic assumptions accepted by most participants in modern higher education, Berry cites the systems failures and mocks its current goals. To point out the common understanding of the utility of education as a career tool, designed and obtained as a device for monetary profit, is perhaps the master stroke of the work, and Berrys third listed assumption does so masterfully. Also worthwhile is Berrys attack on jargon and its use as a placard of intellectual superiority, though it might be construed as betraying a general ignorance of the value of specialized language in specialized fields. Compounding this rationale is the post script to the preface, in which Berry maligns the supposed value of electronic newspapers. Doubtless, from his early 1990s persp ective, this now-common means of communication across the internet may have seemed fanciful and emaciating, while the pa...

Friday, February 28, 2020

Financial planning for the Smith family Case Study

Financial planning for the Smith family - Case Study Example The author has presented that the Smith family has got a very tricky situation and their financial goals are a bit unrealistic. This is because the family wants to set aside $350 per month for their children’s college education. This from my point of view is quite high because it will amount to$ 4,200 annually. Amber’s goals on the other side are still not realistic. This is because she says she wants them to save $100,000 on their children’s school fees. This is very unrealistic because at the moment, their salary per year cannot even add up to $100,000 per year. The family has not put down in calculation the amount of money that they require for their kids’ education when they get to college. Luke for example, they have no idea how much they will pay for his college education hence they cannot plan for the future goals and how much exactly they require. Amber is thinking of overtime work so that she gets extra money for luxury items. They have made plans for a vacation, a new home theatre system, some new custom furniture and a different car for Joel. They want to apply for a new credit card with a limit of $50,000. The family has got so many plans for the extra money that they have and have forgotten the most basic things like their children’s future education and they want to pump so much money into their luxury life. They want to buy a new car which according to me is not that necessary at the moment simply because the car that they have can be easily repaired and used as they continue to save (Fedorowicz, 1977).. The Smith family has got a mortgage house and their balance on the mortgage is $131,000. They purchased the house 5 years ago by paying a deposit of $200,000. Borrowing $140,000 and used $60,000 that Joel received from his late grandfather. The following information shows the family’s financial information. This will help or act as a guide to preparing a good balance sheet and a financial statement. Elect ricity, water, sanitary services, and garbage pickup $225 Natural gas $125 Mortgage payment $877 Home insurance $150 Home security $55 Groceries $750 Telephone, long distance calls and home Internet $90 Cell phones/Smartphones $140 Car loan payments $520 Car gas, maintenance, and insurance $430 Clothing $200 School programs and dues $150 Children’s programs $850 Restaurants $450 Approximate minimum credit card payment $174 Other Church donations $50 $100 Notes: Expenses for the children’s programs include (per month): ? Karate $120 ? Gymnastics $160 ? Piano lessons $225 ? Guitar lessons $125 ? Hockey $220 RRSP contribution room carry-forward for 2012: ? Amber $95,300 ? Joel $25,200 As long as Landon remains under the age of six, the family will qualify for Universal Child Care Benefit payments of $100 per month, which will increase total income. Family assets and liabilities Cash $850 Chequing account 1,300 Current savings 2,200 Home (market value) 300,000 Mortgage 130 ,924 Home furnishings 5,500 Joel’s car 1,500 Amber’s car 18,000 Car loan 13,500 Credit card balance 5,800 Amber and Smith FAMILY BALANCE SHEET             ASSETS          THE CURRENT ASSETS    Current Assets:    Cash in bank    Current savings 2,200    0    Stock, Mutual Funds 0    Pension Plan 0    Life Insurance - surrender value 0    RESP's 120,500    Other Current Assets 0    TOTAL CURRENT ASSETS $122,700          LONG TERM ASSETS    Business property, real estate    Personal real estate 19,500

Wednesday, February 12, 2020

Tesla Motor Company Research Paper Example | Topics and Well Written Essays - 2000 words - 1

Tesla Motor Company - Research Paper Example The current business environment is characterized by stiffening competition levels. Hooley, Piercy and Nicoulaud (2011) contend that business environments have experienced new global competitors who are entering the market due to falling trade barriers and costs of transactions through globalization. Despite this, Tesla Company dominates most of the electric car markets in the United States. Competitive pressure has made Tesla to focus on the dimensions of total quality management in terms of product quality, portfolios, pricing and global success to outdo automotive producers of Germany, Japan and Korea. The Japanese competitors include Nissan, Honda and Toyota, which are more fuel efficient and comparatively affordable cars that were preferred especially during oil crises periods. Germany’s Daimler and BMW are classic and produced for high-end consumers. Regardless of the cutthroat competition, Tesla Company maintains its competitive advantage through customer focused techno logy, outstanding fuel economy, and excellent management styles. The United Arab Emirates is one of the vast growing markets that Tesla Company can consider in its globalization endeavors. Tesla Motors Inc. was incorporated on July 1, 2003 (Hamilton, 2011). The company designs, develops, manufactures, and sells electric automobiles and powertrain components. Tesla concentrates on commercial production of federally-compliant electric vehicles such as the Tesla Roadster and Tesla Model S. Additionally, the company designs, develops and manufactures lithium-ion battery packs, gearboxes and electric motor vehicles. Tesla is credited for having provided services and components for the development of electric powertrain to companies such as Daimler AG for its Amrt Fortwo and A-class electric vehicles (Hamilton, 2011). The company carries out its activities from the electric powertrain facility in Palo Alto, Tesla factory in California. Tesla needs to partially invest in

Friday, January 31, 2020

Murderball Movie Review Example | Topics and Well Written Essays - 500 words

Murderball - Movie Review Example They can live independently and enjoy all the normal activities, like driving, cooking and having sex. The movie takes you on an emotional ride that stirs some deep sentiments but manages to shatter many misconceptions we have about disabled. The story is not about people confided to wheelchairs but people who never thought their lives would come to this, of people who were fiercely competitive, people who believed in smashing, crashing, hitting and just feeling the extreme adrenalin rush on a daily basis. When these people had to come to terms with reality, one can imagine what a bleak reality that must have been. But then they discovered quad Rugby and their lives changed for the better. The story revolves around Joe Soares, Zupan and Keith. Keith was a Rugby player who had just had a serious accident that smashed his motorbike and left him a quadriplegic. Soares was a former member of Team USA and captain of Team Canada. These teams participate in quad Rugby championships. Zupan was not a quad from birth. He was sleeping in his friend's truck when a sharp turning threw him off the truck and close to a ditch. The ordeal that lasted 13 hours left him a quad but Zupan turned his life around when he became the best quad Rugby player ever. He is also the spokesman for the game in the US. Murd

Thursday, January 23, 2020

The Problem of Heartburn for Americans :: essays research papers

Heartburn is a common condition for millions of Americans, which, contrary to popular belief, has absolutely nothing to do with the heart. (Peikin, 2004) For some, it is a pain in the chest that occurs possibly once or twice a month. For others, it could cause them pain weekly or even daily. Heartburn that does not occur very often is referred to as episodic heartburn. (NHBA, 2005) Frequent heartburn, for obvious reasons, describes heartburn occurring daily or weekly to more than fifty million Americans. (NHBA, 2005) Heartburn, as defined in the Webster’s New Encyclopedic Dictionary, is â€Å"a burning discomfort behind the lower end of the esophagus or of the upper part of the stomach.† (Merriam-Webster, 2002) It occurs just behind the chest bone, when digestive juices come up from the stomach and into the esophagus, irritating its lining. (NHBA, 2005) This happens if the lower esophageal sphincter, or LES, is weakened or relaxed by certain foods, or medicines such as heart medications, or those for the treatment of asthma. (Encarta, 2003) Heartburn can occur as a burning pain in the chest that can move up, all the way to the throat. (King, 2004) There are many causes leading to heartburn, many of which are what or how a person eats. Citrus fruits or juices, spicy foods, carbonated beverages, and alcoholic drinks are just some of the food-related causes of heartburn. (Peikin, 2004) When a person lies down or bends over, heartburn could possibly result. (King, 2004) Having a busy lifestyle or even wearing clothes that are too tight can also trigger heartburn. (NHBA) Even though there are many causes for heartburn, there are almost as many treatments for it. Avoiding the foods and drinks which trigger heartburn helps in Heartburn 3 eliminating it. (Encarta, 2003) It also helps to stay away from midnight snacks (Peikin, 2004) and to keep the head of your bed elevated six inches at night. (Encarta, 2003) If the person is overweight, it may help to drop the excess pounds. (Peikin, 2004) A person who smokes should quit in order to help prevent heartburn. (King, 2004) Over-the-counter antacids such as Alka-Seltzer, Pepto-Bismol, and Maalox are also recommended to treat heartburn. (NIH, 2003) Sometimes it just isn’t enough to make dietary and lifestyle changes, or even take over-the-counter medications. Prescription drugs such as Pepcid are useful in treatment. (Peikin, 2004) Home remedies such as baking soda mixed in water, aloe vera juice, and ginger ale have been used by families for decades for the treatment of heartburn.

Wednesday, January 15, 2020

Customer Service Essay

You are provided to answer the following questions either orally or written as agreed with your lecturer. Please write your answers very clearly. If you do not understand any of the questions please ask your lecturer for defined explanation Why is it necessary to clearly identify, before designing product and service offerings, customer needs, and what are some of the less obvious service aspects that might inform purchasing decisions? What are the questions that all customers ask themselves (consciously or subconsciously) before they commit to a purchase and how is the presented product/ service bundle likely to affect a customer’s purchasing decision? Being able to provide good customer service is not an innate skill. It requires that employees receive appropriate training and learn to understand their role/s with regard to customer service. This applies to those employees who are in direct contact with customers and those who have no direct contact with customers. Employees who have good customer service skills will generally encounter fewer complaints. Describe the ways in which employees can learn the skills needed to provide good customer service. In any organisation there are both internal and external customers. These  are all part of the customer–supplier chain. For the customer/ end-user to receive quality products/ services it is necessary that all aspects of the customer–supply chain meet specific quality objectives. Who actually sets these quality standards and how are they set? How can an organisation encourage suppliers—both internal and external—to participate in actively ensuring quality standards are maintained so that fewer customer complaints are likely? How can you collect customer feedback about customer service levels, their satisfaction with products and services and any complaints they might have? Identify and explain the stages that should be followed when dealing with a customer complaint. Identify and explain the steps in the problem-solving process.

Tuesday, January 7, 2020

Baruch College Acceptance Rate, SAT/ACT Scores, GPA

Baruch College is a public research university with an acceptance rate of 39%. Ranked nationally, Baruch College is the most selective of the 25 campuses that comprise The City University of New York (CUNY). Located near Wall Street in Midtown, Manhattan, Baruch College has a winning location for its well-regarded Zicklin School of Business. In 2018, the majority of undergraduate students (75%) were enrolled in the Zicklin School, followed by the Weissman School of Arts and Sciences (24%), and the School of Public Affairs (1%). Baruch College frequently ranks among the top New York colleges and universities. Considering applying to Baruch College? Here are the admissions statistics you should know, including average SAT/ACT scores and GPAs of admitted students. Acceptance Rate During the 2017-18 admissions cycle, Baruch College had an acceptance rate of 39%. This means that for every 100 students who applied, 39 were admitted, making Baruch Colleges admissions process competitive. Admissions Statistics (2017-18) Number of Applicants 21,469 Percent Admitted 39% Percent Admitted Who Enrolled (Yield) 20% SAT Scores and Requirements Baruch College requires that all applicants submit either SAT or ACT scores. During the 2017-18 admissions cycle, 83% of admitted students submitted SAT scores. SAT Range (Admitted Students) Section 25th Percentile 75th Percentile ERW 590 670 Math 630 720 ERW=Evidence-Based Reading and Writing This admissions data tells us that most of Baruch Colleges admitted students fall within the top 20% nationally on the SAT. For the evidence-based reading and writing section, 50% of students admitted to Baruch College scored between 590 and 670, while 25% scored below 590 and 25% scored above 670. On the math section, 50% of admitted students scored between 630 and 720, while 25% scored below 630 and 25% scored above 720. Applicants with a composite SAT score of 1390 or higher will have particularly competitive chances at Baruch College. Requirements Baruch College does not require the SAT writing section. Note that Baruch requires applicants to submit all SAT scores, but will consider your highest section from each individual section across all SAT test dates. Baruch does not require SAT Subject tests, but will consider scores if submitted. ACT Scores and Requirements Baruch College requires that all applicants submit either SAT or ACT scores. However, Baruch does not provide information about the number of admitted students who submitted ACT scores. ACT Range (Admitted Students) Section 25th Percentile 75th percentile Composite 25 29 This admissions data tells us that most of Baruch Colleges admitted students fall within the top 22% nationally on the ACT. The middle 50% of students admitted to Baruch received a composite ACT score between 25 and 29, while 25% scored above 29 and 25% scored below 25. Requirements Baruch College does not require the ACT writing section. Unlike many universities, Baruch superscores ACT results; your highest subscores from multiple ACT sittings will be considered. GPA In 2018, the mean high school GPA of Baruch Colleges incoming freshman class was 89.9. This information suggests that most successful applicants to Baruch College have primarily B grades. Self-Reported GPA/SAT/ACT Graph CUNY Baruch College Applicants Self-Reported GPA/SAT/ACT Graph. Data courtesy of Cappex. The admissions data in the graph is self-reported by applicants to Baruch College. GPAs are unweighted. Find out how you compare to accepted students, see the real-time graph, and calculate your chances of getting in with a free Cappex account. Admissions Chances Baruch College, the most selective of the CUNY colleges, has a competitive admissions pool. Applicants must apply using the CUNY application. Baruch College wants to see high grades in rigorous courses and strong test scores. However, Baruch College has a holistic admissions process involving other factors beyond your grades and test scores. You can improve your chances of acceptance by submitting an optional application essay, glowing letters of recommendation, and a resume of extracurricular activities. In the graph above, the blue and green dots represent accepted students. Most admitted students had a high school average of B or better, a combined SAT score of 1100 or higher (ERWM), and an ACT composite score of 22 or higher. Higher test scores will certainly improve your chances, and you can see that many applicants had grades in the A range. All admissions data has been sourced from the National Center for Education Statistics and Baruch College Undergraduate Admissions Office.